The Bank Pen Negotiation
Ravi goes to the bank for one signature and ends up negotiating over the pen on a chain. The teller insists it is just for signing, so Ravi tests the chain, asks if he can take it home, and argues that his money is attached too, yet the bank lets him withdraw it. This NRI Problems episode keeps the one tip that matters: keep your documents together so you do not pay for avoidable delays.
Full transcript
A bank pen nearly broke my budget. I went to sign a form and the teller handed me a pen on a chain. I said, is it on sale? She said, it’s just for signing. Just for signing? In 1995, a pen like this lasted three generations.
I tested the chain, strong enough for a small loan. Then I asked if I could take it home. Priya says, Ravi, it’s attached. I said, so is my money, but the bank lets me withdraw it.
The teller smiled and pointed to the return slot. I returned the pen, then used my own.
Before any bank visit, keep your documents together so you don’t pay for avoidable delays. What’s the strangest thing you’ve tried to save? I’m not cheap, beta. I’m protecting the pen’s future. For more NRI money stories, visit IndiaPay.com.
Stories are lovely, but the money news never stops: read The Daily Rupee, IndiaPay’s satirical money paper.